I want to invest 40% / 40% / 20% for VAS / VTS / VEU, which Autoinvest will make that happen?

Hi Sarah,

If you’re wanting to automate your share investing, Autoinvest allows you to input the % targets you mentioned as a goal to work towards. You have three choices as to how the shares are bought.

1. If you want to invest in each of those ETFs every month (in your case 3x buys), then you’d choose the Rebalance investment strategy. However, you should consider how much you’re investing and if it makes sense when taking into account the brokerage fee for each ETF. The median buy parcel for the Pearler community is approx. $1k and the minimum is $650, which means the community is on average spending $5.50 in brokerage for a $1k investment, and either side of this.

2. Over 90% of our investors choose the Lowest share strategy and with that, it will just buy the one ETF per month. This means your % breakdown won’t end up looking perfect each month, but it does cut down on brokerage and will still help you reach your targets in the long run. In your scenario, it would buy one ETF in one month, then another ETF the next, and the 3rd ETF the next, so over a year you’d roughly keep your % breakdown how you want, but would only spend $5.50 per month instead of $16.50 a month in the Rebalance scenario above.

3. Just to round this out, there is an Equal invest option which would do the same as Rebalance except it ignores your % breakdown and buys as close as possible to equal dollar amounts.