Tools
Shares Investing Frequency Calculator
This calculator helps you work out the optimal frequency to invest, taking into consideration the investment amount, your banking interest, and brokerage fees.
How often should I invest?
How to use Pearler's Investing Frequency Calculator
Investing your money might seem as simple as deciding what to invest in and how much to invest. But the frequency of your investments can also make a huge difference to your returns. Figuring out how often to invest can be tricky. Pearler's Investing Frequency Calculator takes the hard work out of determining an investment schedule – which is why it’s such a useful tool for long-term investors. It also helps you determine the right Dollar Cost Averaging approach for your needs.
Step-by-step guide to using Pearler's Investing Frequency Calculator
1. Plug in key information like your annual bank interest, the expected annual growth from your investments, and the brokerage fee for each transaction.
2. Next, enter how much you can afford to invest every week, month or year, as well as how long you can invest.
3. You'll then be able to instantly see your forecasted results.
What to expect from your results
Your results will reveal your ideal frequency, as well as a dollar amount of how much you should invest between each saving period. Because you have to pay brokerage each time you invest, the ideal frequency also takes into account your brokerage fees.
You'll also see a column chart that gives you a more detailed breakdown of what different investing intervals could look like.
If you hover over each bar, a pop-up will display important information. This includes your total contributions, the amount of interest earned over the entire investment period, your brokerage fee total, and the estimated final value of your investments.
The estimated final value is the key figure to look at, as different investing frequencies will result in different projected values. The red column in the chart indicates your ideal investing frequency.
As with any financial projection tool, remember that the results are only an estimate. The final value of your investments could look totally different depending on a range of factors, like fluctuating interest rates, changes to your investments, withdrawing your money or other unpredictable events.
Consult with a licensed financial adviser before undertaking any financial decision.
Investing Frequency Calculator - FAQ
What is an investing frequency calculator?
How is investing frequency calculated?
What are the benefits of an investing frequency calculator?
How is an investing frequency calculator different from other calculators?
How will an investing frequency calculator help me reach Financial Independence?
How do I use an investing frequency calculator to create an investment strategy?
What is the future value of an investment after 30 years using compound interest?
Disclaimer
The information provided in this calculator is only a model to show you how long you need to invest for to achieve your goal, based on several factors. It is not a prediction and relies on assumptions, such as interest rates, that may vary and change the actual outcome.
The results shown are only estimates and are not intended to be relied on when making a financial decision. Consider whether to get advice from a licenced financial adviser before making any financial decision.
We encourage you read more about the assumptions and limitations of this calculator by clicking here