Tools
Investing Amount Calculator
This calculator helps you work out how much you need to invest each month to achieve your investing goals.
How much should I invest?
How to use Pearler's Investing Amount Calculator
It's probably one of the most fundamental things to ask yourself when you invest your money: exactly how much should you invest to reach your financial goals?
While there's no hard-and-fast rule, knowing the amount of money to put into your investments can help you create a more robust investment plan.
This is where Pearler's Investing Amount Calculator can help. With this online calculator, you'll get an estimate of what to invest each month to hit your target.
Step-by-step guide to using Pearler's Investing Amount Calculator
1. First, plug in how much you'll invest initially, your investment goal and your expected annual returns as a percentage
2. Next, enter your investment period in years and/or months - in other words, the timeframe in which you want to achieve your investment goal
3. You'll then see your results
What to expect from your results
First up, you'll get an estimate of how much you'd need to invest each month to meet your objective.
Above this figure, you can also see what it equates to on a yearly basis.
Your results also include a column chart that breaks down your investment amounts.
Each column pertains to a different year over your total investment period.
If you hover over each one, you'll be able to view:
- Your initial deposit
- The total of your regular investments in that year
- The amount of interest earned, and
- The overall value of your investments
Below the column chart is a chart key. It details your initial investment versus your total regular investments and the total returns over your investment period.
It's important to remember that your investing amount is purely an estimation.
The Investing Amount Calculator relies on certain assumptions - like interest rates and the premise that you'll be investing the same amount at regular intervals. As such, it isn't intended to provide investment advice.
Use the calculator as a rough guide and always chat to a licenced financial adviser when making a financial decision.
Investing Amount Calculator - FAQ
What is an investing amount calculator?
How does this calculator determine my ideal investing amount?
What are the benefits of an investing amount calculator?
How does an investing amount calculator differ from other calculators?
How will an investing amount calculator help me achieve my FIRE goals?
How do I use an investing amount calculator to create an investment strategy?
Disclaimer
The information provided in this calculator is only a model to show you how long you need to invest for to achieve your goal, based on several factors. It is not a prediction and relies on assumptions, such as interest rates, that may vary and change the actual outcome.
The results shown are only estimates and are not intended to be relied on when making a financial decision. Consider whether to get advice from a licenced financial adviser before making any financial decision.
We encourage you read more about the assumptions and limitations of this calculator by clicking here