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FINANCIAL INDEPENDENCE

Balancing super contributions and early retirement goals

Hi there, here is something I've been struggling with for a few weeks. Background: * I'm looking to retire in 10-15 years (depending on market, salary growth, life events etc...) * Looking to minimise tax through salary sacrificing super (can add 10-14k per year depending on bonuses under the concession threshold) * Don't want to sacrifice time to retirement by putting too much into super and not having enough to live for potentially 15 years before I can access super. Keen to hear how other people in similar circumstances manage this when the investment timeline is 10+ years.

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Amir Ibrahim.

11 December 2024

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